Proof of Funds

Express Entry Settlement Funds Auditor

Audit your bank reference letter and build a custom Letter of Explanation.

Proof of Funds (POF) Calculator

Verify your financial eligibility based on program rules and IRCC threshold requirements.

Immigration Program

Select your target Express Entry program. Program rules dictate whether settlement funds are required or if exemptions apply.

Family Size

Include yourself, your spouse/partner, and dependent children (even if Canadian citizens or permanent residents).

Current Funds (CAD)

Enter the total unencumbered, readily transferable liquid funds you currently hold in Canadian Dollars.

Job Offer & Authorization Status

Valid Job OfferIRCC Aligned

Do you have a qualifying, continuous, full-time job offer in writing supported by an LMIA or LMIA-exempt code?

Work Authorization

Are you currently authorized to work in Canada and working under a valid work permit?

Awaiting Calculation

Fill in the family details, current funds, program type, and job status on the left, then click Calculate Eligibility.

Bank Letter Extractor & Auditor

Upload your official bank letter for immediate, AI-driven validation against IRCC settlement fund criteria.

Drag and drop your bank letter here

Or click to browse files from your computer. Supports .txt, .pdf, or other text financial statements.

Select Document

Interactive LOE Builder

Compile alternative financial evidence into a premium, legally robust Letter of Explanation for IRCC.

Applicant Profile Details

Applicant Name

EE Profile Number

UCI Number

Immigration Program

Current Funds (CAD)

Family Size

Currency

CAD Rate

Rationale for Alternative Documents (IRCC Explanation Context)

Alternative Documents Provided Checklist

1. 6 Months of Stamped & Signed Official Bank Statements

2. Official Certificate of Outstanding Debt & Liability Status

3. Detailed Month-by-Month Balance & Reconciled Asset Summary

Interactive AI Consultant

Real-time consultation assistant for complex Express Entry, PGWP, and LMIA financial queries.

IRCC Regulatory Guide

Our intelligent consultant engine helps you address edge-case rules from the official IRCC operational guides.

Exemption checks for FSWP, CEC, and FSTP
PGWP open permit restriction warnings
Gift Deed drafting and notary advice
Structuring 6-month transaction histories

AI Consultant PanelActive

Canada Proof of Funds Regulatory Advisor

Sources & review status

Settlement-funds requirements vary by program and family size, and IRCC updates the amounts annually. This check cannot guarantee that your funds or bank letter will be accepted by an officer.

Official sources

IRCC — Proof of funds (Express Entry) →

Rules last reviewed: July 14, 2026

Next scheduled review: August 14, 2026